Theophylact of Ohrid

But after a long time he who bestowed the silver talent returns. The silver talent may be in the form of a silver tongue, the gift of eloquence, for the eloquence of God is as silver that is tried by fire. Or, the silver talent may be any gift that makes one brilliant and glorious. He comes and demands a reckoning from those who received.

Commentary on Matthew ↗

Jerome

After a long time, the master of those servants came and settled accounts with them. And he who had received the five talents came forward, bringing five more talents, saying, 'Master, you delivered to me five talents; here, I have made five talents more.' It is a great time between the ascension of the Savior and his second coming. But if the apostles are going to give an account and be judged with fear, what should we do?

Commentary on Matthew ↗

Gregory the Dialogist

But the Lord who conferred the talents returns to settle accounts, because he who now piously grants spiritual gifts strictly examines merits in judgment, considers what each one received, and weighs what profit one brings back from what was received.

Forty Gospel Homilies, Homily 9 ↗

Thomas Aquinas

And after a long time the lord of those servants came. Here the judgment is treated. And first the reason for the coming of the judge is presented; secondly, the judgment, at and he reckoned with them. It should be noted that we must render an account to God of our works and gifts; above at 12:36: of every word that men shall speak, they must render an account. And above at 18:23: the kingdom of heaven is likened to a man who would take an account of his servants. …

Commentary on Matthew ↗